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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	What is the average age range of a second-home buyer in the United States?
A	Currently, second-home buyers in America are most often between 41 and 44 years of age.
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Coldwell Banker Twin Rivers Real Estate real estate and homes for sale in Yukon, Mustang, and Oklahoma City Oklahoma

Susan Woodward, CRS, GRI
ReMax Twin Rivers
520 Pointe Parkway Boulevard
Yukon, OK 73099
Office: 405 350 3031
Personal Assistant: 405 805 2804
Fax: 405 324 1592
General Email: susandwoodward@NUMBER1EXPERT.com
Personal Assistant Email: Stephanie.Buckmaster@ColdwellBanker.Com
Susan and her husband Brian represent over a dozen builders, and have successful working relationships with numerous other metro builders and REALTORS. She realizes that buying and/or selling is a major financial move. Without the help of a competent professional, the process can be overwhelming. It is Susan's goal to make the process not only painless, but also enjoyable. A full time Buyer Specialist and Closing Coordinator are on staff to better serve clients throughout the buying and/or selling process. Susan constantly reminds her team of her top priority: NOT AVERAGE, BUT EXCEPTIONAL SERVICE.

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